Consumer Financing

Why Capital Lending? We're the future of financing

Capital Lending's Platform Approves More Customers

…so you no longer need 2, 3, or even 4 financing programs to satisfy every type of customer that walks into your store. Submit every application into Capital Lending’s platform, sit back, and watch your approval rates soar. Because Capital Lending has multiple lending partners integrated into one platform, obtaining financing for customers with great credit to no credit has never been easier.

Seamless Technology Providing Instant Approvals
  • One fast, easy application for all borrowers

  • Instant approvals

  • 100% paperless

  • Works on any device

  • Customers can apply privately from their phone

Extremely Competitive Discount Rates 

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

A Variety Of Special Financing Offers

We aren’t a credit card and don’t charge 29.99% interest rates to prime consumers. Big bank credit cards require no interest promotions because of the high interest rates that come with their cards. The Capital Lending 

platform provides consumers with competitive fixed interest rates, fixed terms, and fixed monthly payments.  We still offer no interest (if paid in full) promotions for 6,12, and 24 months for those merchants that want to extend special financing offers to their customers.

 

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1 Interest accrues during the promotional period, but all interest is waived if the entire purchase balance is paid in full before the end of the promotional period and you make all required monthly payments on or before their due dates. Terms may vary based on creditworthiness, amount of loan and length of term.

Reduce Those Awkward Decline Conversations

One application platform gives you access to multiple financing sources, helping to increase the chance your customer gets approved for financing the first time. With Capital Lending, you can reduce how often you have those awkward decline conversations!

Consumers Can “Check Their Rate” Before Applying

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

Program Details

LOAN AMOUNTS

Loan amounts currently range from $1,000 – $25,000.  If you sell a product or service that costs under $1,000 or over $25,000 we’d encourage you to check back soon because we’re always adding new lenders to the platform!

While we hate to be judged solely on price given the additional value we bring…we’re happy to say that our discount rates are extremely competitive and start as low as 1%. We can even build custom programs for larger customers.

DISCOUNT RATES
INTEREST RATES

Our interest rates and terms are 100% fixed, giving your customers a consistent, fixed monthly payment.  Interest rates start at 13.99% with no pre-payment penalties. Merchants can offer promotional financing to those who qualify.

We hate fees just as much as you do. That’s why we don’t have any. No monthly fee, no setup fee, no minimums, no garbage fees whatsoever.

NO JUNK FEES
RISK FREE FOR MERCHANTS

With Capital Lending, merchants have zero risk on customer defaults.  If something happens and your customer can no longer pay their bill, it’s not your problem.

NO HARDWARE NEEDED

If you can access the internet, you can access Capital Lending.  No need to buy any equipment…our platform looks amazing on any device.

SPECIAL FINANCING PROMOTIONS

We offer no interest (if paid in full) promotions for 6, 12, and 24 months

With Capital Lending, merchants have zero risk on customer defaults.  If something happens and your customer can no longer pay their bill, it’s not your problem.

LOAN TERMS
FUNDING TIME

If you can access the internet, you can access Capital Lending.  No need to buy any equipment…our platform looks amazing on any device.

Let's Get Started

Call Us

Tel: 561-350-1214

Program Highlights Download